What do a water bottle, a nicotine patch and an exercise bike have in common? They're all things that can save you money on term life insurance!
Like most Americans, you're probably struggling to keep your New Year's resolutions. But this year, there's a can't-miss solution to help you keep that resolution all year long: make it worth your while!
Quitting smoking, giving up drinking and losing weight could save you a small fortune on term life insurance.
Kick the Smoking Habit, Cut Your Premiums in Half!
If you're ready to nip your smoking habit in the bud, congratulations! You'll not only live healthier, but you'll also stand to save a small fortune on term life insurance. Smokers who give up cigarettes can qualify for non-smoking rates after a certain period of time. If you remain tobacco-free for a year or longer, shopping around for a new term life insurance policy could land you unbelievable savings.
Smokers who kick the habit can cut their life insurance premium in half with some insurers!
Easy as 1,2,3: Lose Weight, Save Money
If you're overweight, you're probably paying more than you should for term life insurance. Shedding a few pounds could save you big on life insurance costs. Keeping your body weight at or near a normal range can reduce your premiums drastically. If you've recently lost weight or think you're overpaying, it might be time to shop for a new life insurance policy.
When it comes to your pocketbook, even a little weight loss can go a long way. So keeping yourself slim could save you big on life insurance.
Ditch the Bottle, Save Money on Life Insurance
If you're a heavy drinker, you could be missing out on significant term life insurance discounts. Heavy drinkers are more likely to develop serious medical concerns, such as alcoholism, liver disease and drug abuse, and as a result they're charged higher life insurance rates.
DUI? You Can Still Save on Life Insurance!
If you've been convicted of a DUI in the recent past, you'll likely have a harder time finding an affordable term life insurance rate. But you can still keep premiums low. If you give up alcohol, your rates will level out over time. In fact, those who give up alcohol for a decade or more may even qualify for preferred rates. Even if you've been convicted of a DUI, you can still find an affordable life insurance rate by shopping around.
This article is provided by InsWeb Corp. If you're looking to save on term life insurance today, the best (and easiest) way to save is by shopping around. Using InsWeb.com to compare term life insurance quotes can help you find the right amount of coverage at an affordable rate!
A healthy lifestyle can lead to lower insurance premiums. (©iStockphoto.com)
