With the end of the year quickly approaching, many workers are signing up for next year's health insurance. But, before you do that, experts say to not forget about this year's benefits.
A doctor at the Quincy Medical Group says the waiting rooms have been full as people come in to take advantage of those "use-em-or-lose-em" benefits before the end of the year.
According to the Kaiser Family Foundation, 72% of workers enrolled in an employer plan are on the hook for a deductible. Plus, the amount of deductibles has also risen 88% since 2006.
So, if you've already met your annual deductible for 2012, now is the time to book any other medical treatments you may have been putting off.
Dr. Peter Dureska, Physician and Obstetrician at the Quincy Medical Group says, " I would say now if you're thinking of doing something before the end of the year I would get on the horn now and talk to you physician about it. If you think you've met your deductible or whatever, check with your insurance plan, check with whoever your benefits officer is and say 'hey, this is what I'm planning on doing. Can I do this? What's my cost going to be? And they should be able to give you that information.'"
Dr. Dureska also said doctors tend to get on holiday schedule just like everybody else so the longer you wait the harder it's going to be to book an appointment.
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