According to the National Retail Federation, online holiday sales are expected to increase by 12% this year.
And, if you're one of the millions who plans to take advantage of online deals, you need to make sure and keep your information safe.
A representative from Prosperity Bank in Quincy says they haven't seen much of an increase in credit card fraud...yet. They believe that's because consumers are educating themselves more on how to protect themselves.
When shopping online for Christmas gifts, make sure you're buying them from a reputable website.
Bradley Hudson with Trend Consulting Services explains more on specific items to look for on a web page. "You look for the little yellow padlock at the bottom of the screen. Some browsers have it, some browsers don't...Internet Explorer is one that does. In every Internet browser you usually see an HTTPS at the screen that means its secure," said Hudson.
Hudson as well as Prosperity Bank reps say to never purchase online using your debit card.
You may want to use your debit card so you're not racking up more credit during the holiday season but you actually can't dispute any charges if your identity were to be stolen or if you never received that item you bought.
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