Several recent fires over the past few days in the area have taken place in apartments, with some people losing everything they have. But there is a way to protect your belongings even if you rent.
Renter's insurance covers your personal property in the event of a fire, severe storm or even theft. State Farm agent Melissa Bradshaw says most policies will also pay for limited stay in a hotel. Renter's insurance is usually under $10 a month, but can save you thousands.
"And you carry, say $30,000 in renters insurance. We're not just going to give them $30,000," Bradshaw said. "Claims is going to ask that they document what they have and what they've lost. It's so much easier if you have like a video that you can show."
Bradshaw says to make sure the policy covers everything, like jewelry and other valuables, because not all of them do.
All content © Copyright 2000 - 2014 WorldNow and WGEM. All Rights Reserved.
Persons with disabilities who need assistance with issues relating to the content of this station's public inspection file should contact Administrative Assistant Kathy Woodworth at 217-228-6617. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, at 888-835-5322 (TTY) or at firstname.lastname@example.org.