Renter's insurance could save you big - WGEM.com: Quincy News, Weather, Sports, and Radio

Several recent fires over the past few days in the area have taken place in apartments, with some people losing everything they have. But there is a way to protect your belongings even if you rent.

Renter's insurance covers your personal property in the event of a fire, severe storm or even theft. State Farm agent Melissa Bradshaw says most policies will also pay for limited stay in a hotel. Renter's insurance is usually under $10 a month, but can save you thousands.

"And you carry, say $30,000 in renters insurance. We're not just going to give them $30,000," Bradshaw said. "Claims is going to ask that they document what they have and what they've lost. It's so much easier if you have like a video that you can show."

Bradshaw says to make sure the policy covers everything, like jewelry and other valuables, because not all of them do.