Stores are now allowed to charge you up to 4 percent extra for using your credit card for purchases.
Until now, stores have been required to pay fees to credit card companies. For smaller businesses, this can be a pretty big hit to their profits.
Many people swipe their credit cards every day.
"It's easier just to swipe my credit card and grab my receipt," said shopper Wesley Berlin.
But each time you do, businesses send off a small percentage of their profits to pay for your right to plastic.
"Credit card fees do effect the bottom line quite a bit. It's about one percent of our total revenue each year," said Asst. General Manager at Thyme Square Brian Byquist.
A U.S. district court decided in 2012 that vendors can put some of the burden on you as the shoppers when you chose to pay credit. And now when you swipe your credit card stores have the choice to add those charges.
Quincy University finance professor Mitch Ellison said this legislation won't likely cause those charges, but it could change the way prices work.
"It would evolve towards where merchants would have a lower price for cash and a regular price for credit card," said Ellison.
He said that incentive to use cash could help out consumers.
"The extra benefit of using cash is it forces you to stay within your budget," he said.
Joe Homberger said he tries to pay with cash when he can.
"You know the credit card fees go to the big banks and are taken from the community," he said
For now, Byquist said they won't be adding any charges for customers, but for business that do, they have to post a sign to make you aware.
The court case that made these surcharges legal is still being disputed in the courts.
All content © Copyright 2000 - 2013 WorldNow and WGEM. All Rights Reserved.
Persons with disabilities who need assistance with issues relating to the content of this station's public inspection file should contact Administrative Assistant Donna Vancil at 217-228-6617. Questions or concerns relating to the accessibility of the FCC's online public file system should be directed to the FCC at 888-225-5322, at 888-835-5322 (TTY) or at firstname.lastname@example.org.