Tips to avoid having to owe on income taxes - WGEM.com: Quincy News, Weather, Sports, and Radio

Most people look forward to getting their tax refunds back. But for others, finding out they have to pay taxes can be a big financial burden.

To avoid this, tax preparers say if you know your employer doesn't take out taxes, it's a smart idea to take out the money yourself and put it in a savings account.

(See "6 steps to take if you can't pay your taxes")

Experts say having multiple jobs and preparing your own taxes can put you in a position to pay. But you still have a shot at extra deductions.

"If they were to make a contribution to the IRA there's a chance that there's a deduction for contributing to an IRA still for 2012, you can contribute up through the due date of the of the tax return through April 15," said Doug Penick, the Director of Tax Preparations at Quincy's H&R Block.

If you do owe taxes, you can opt for a payment plan to help lessen the sting.