More people are now turning to the Obamacare Marketplace to buy health insurance. And while it may be convenient for consumers, it's not good news for local insurance agents who depend on commissions for a living.
According to a survey by Aflac Workforces, the majority of insurance agents say they're only "slightly" or "not at all" confident about the future of their business.
That's exactly how Quincy Insurance Agent J.T. Dozier said he feels, with more Obamacare sales happening online without a broker.
Since the online insurance exchanges launched October 1, people can now weigh policy choices for themselves. But Dozier said the complicated nature of health insurance can be confusing without the help of an agent.
"We enroll some of our own policy holders through online applications but where our real value to the client is, is after the fact," Dozier said. "There will not be someone there to help an applicant answer questions."
Dozier said he's confident his business will make it through this rough patch and he's looking forward to the end of the enrollment period, which is March 31, 2014. Insurance coverage will go into effect as soon as January 1, 2014.
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